Take Control of Your Superannuation
Are you ready to take charge of your superannuation?
Do you want the freedom to choose where your retirement savings are invested and the flexibility to adapt your strategy as your financial situation changes?
Do you want to maximise potential tax advantages available to you within super?
If you answered yes, yes and YES, then establishing your own Self Managed Super Fund (SMSF) could be the perfect choice for you.
What Is an SMSF?
An SMSF is a private superannuation fund that you manage yourself, providing greater autonomy over your retirement portfolio. Unlike traditional industry super funds, an SMSF allows you to make key investment decisions, giving you the power to diversify your portfolio in line with your financial goals.
Why Choose an SMSF?
- Complete Control: Have full control over where and how your money is invested. Tailor your investment strategy to match your personal preferences and financial objectives, with the flexibility to adjust as your circumstances evolve.
- Broader Investment Choice: An SMSF offers a wider range of investment options, including direct property, shares, physical gold, and even collectibles. Create a diversified portfolio that aligns with your goals.
- Flexibility: As a trustee, you have the flexibility to change your investment strategy at any time. Whether shifting towards growth assets or adopting a conservative approach, an SMSF allows you to make adjustments that fit your changing needs.
- Tax Advantages: SMSFs can offer significant tax benefits, particularly with strategic management of contributions and withdrawals. With careful planning and expert advice, you can increase your retirement savings while minimising tax liabilities.
Is an SMSF Right for You?
Before you take the first steps to establishing your own SMSF, it’s crucial that you understand your role and responsibilities. As a trustee of your own SMSF, you are legally responsible for the fund’s compliance and performance, which includes adhering to superannuation laws, maintaining accurate records, and submitting annual financial statements and tax returns.
Becoming a trustee is a significant decision that may not be suitable for everyone. Managing your own superannuation requires time, commitment, and a willingness to invest in expert advice. However, for those prepared to take on these responsibilities, the rewards can be substantial. Your initial discovery meeting with us is designed to help you determine if an SMSF is the right choice for you.
How BIS Super Can Assist You
At BIS Super, we specialise in helping you set up and manage your own SMSF with ease. Our process starts with an initial obligation-free discovery meeting to assess your financial situation and goals, ensuring that an SMSF is the right choice for you. We guide you through every step, from establishing your fund and registering it with the ATO, to developing a unique investment strategy tailored to your circumstances, goals and objectives.
Our Specialist Advisers provide ongoing support to ensure your SMSF remains compliant and aligned with your long-term financial goals. We understand the complexities of managing an SMSF, and we’re here to make the process as seamless and straightforward as possible.
