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BUSINESS ADVISORY FOR GOLD COAST AND BRISBANE BUSINESSES
Business advice in plain English.
You know your business inside and out.
But working out whether you can afford that next hire, why a good month of sales hasn’t shown up in the bank, or how much to set aside for tax is a different job altogether.
Our Gold Coast and Brisbane accountants have been helping local business owners make sense of their numbers since 1997. Our tailored business advisory service provides actionable insights that drive results.
Whether you’re a startup, growing enterprise or established corporation, expert business advice is a non-negotiable.
QUESTIONS WE CAN HELP YOU ANSWER
Can I afford that next hire?
Where is my money going?
How much should I set aside for tax?
Can I afford to scale?
THE SHORTENED VERSION
WHAT IS BUSINESS ADVISORY?
Business advisory is accounting that looks forward, not just back.
At BIS Cosgrove, our expertise extends beyond traditional accounting. We work closely with you to gain an in-depth understanding of your unique goals, challenges, the nature of your business and industry, as well as current market conditions.
Your tax returns and BAS tell you what has already happened in your business. Business advisory takes those same numbers and looks ahead, helping you answer the bigger questions: Can I afford to grow? Where is my money going? What should I do next?
LOOKING BACK
COMPLIANCE
• Tax returns
• BAS lodgement
• Financial statements
Tells you what has happened
LOOKING FORWARD
ADVISORY
• Cash flow forecasts
• Budgeting & reviews
• Strategic tax planning
Helps you decide what’s next
IS IT FOR YOU?
SIGNS YOUR BUSINESS COULD USE AN ADVISER
Sales are growing but your bank balance isn't.
Your tax bill catches you off guard every year.
Big decisions like hiring, buying equipment or moving are based on gut feelings, not numbers.
You don't have a budget. (Or you do, but you don't understand it or are too scared to look!)
You're always busy, but you're not sure if all your hard work is actually reflected in sales.
Your business has outgrown it's original structure.
Any of those sound familiar? Fear not, you've come to the right place.
HOW WE HELP
WHAT OUR BUSINESS ADVISORY SERVICES INCLUDE
Cash flow management and forecasting
Profit on paper doesn't pay the bills. Cash does. We track what's coming in and going out, spot the bottlenecks before they become a problem and build a forecast so you know what the next few months to several years looks like in your business.
Budgets you'll actually use
A budget isn't a spreadsheet you make once and forget about. We build your budget around your real goals and available resources, broken down into manageable steps. Frequent reviews allow us to see how you're tracking and adjust your goals as needed.
Tax planning (for no nasty surprises)
We plan ahead so you know what's coming, and make sure you're using the legitimate tax advantages available to your business. By optimising your tax strategies, we free up valuable resources to reinvest back into your business.
Financial reporting that makes sense
We don't just tell you what your numbers are, we help you understand them. With Xero cloud accounting, you can see how your business is performing whenever you like. We turn raw data into simple visuals that highlight the trends, risks and opportunities in your business.
The right business structure
Your business structure affects how much tax you pay, how well your assets are protected and how easy it is to grow. We'll frequently and comprehensively review your structure to ensure it is still serving you as best it can.
NOT SURE WHERE TO START?
Tell us what your business worries are and we can point you in the right direction.
FOUR SIMPLE STEPS
HOW IT WORKS
01
We get to know you
Your goals, your challenges, your industry and what's happening in your market.
02
We dig into the numbers
We find what's working, what isn't, and where the opportunities are hiding.
03
We build the plan
Budgets, forecasts and clear next steps, tailored to your business.
04
We keep you on track
Regular meetings and reviews, so the plan keeps up as things change.
FROM STARTUPS TO ESTABLISHED COMPANIES
WHO WE WORK WITH
Whether you're a new business about to open the doors, a growing business that need better systems or an established company looking to sharpen what you already do, we can help.
GOT A QUESTION?
BUSINESS ADVISORY FAQS
What does a business advisor do?
A business advisor helps you make better financial decisions by turning your numbers into a plan. That includes managing cash flow, setting budgets, tax strategy and reviewing your business structure. At BIS Cosgrove, your business adviser is also a qualified accountant, so the advice is grounded in your actual figures, not just guesswork.
What's the difference between accounting and business advice?
Traditional accounting looks back, while business advice looks forward. Accounting makes sure your tax, BAS and financial statements are accurate and up to date. Business advice uses that same information to help you plan growth, forecast cash flow and make decisions with confidence. At BISCosgrove, we do both, so nothing gets lost in the inbetween.
What is cash flow forecasting?
A cash flow forecast is an estimate of the money coming into and going out of your business in the months ahead. It shows you when cash is likely to be tight and when you’ll have room to invest, so you can plan for wages, tax and big purchases ahead of time.
Is business advice only for big businesses?
No. In fact, small businesses often get the most out of professional business advice, because a single cash flow crunch or a wrong hire hurts more when you’re small. We work with all sizes, from sole traders and small businesses to larger, established companies.
How much does business advice cost?
It depends on the size of your business and how much support you’re looking for. Get in touch and we’ll talk through your business needs and give you a clear idea of costs before any work begins.
Do you only work with Gold Coast and Brisbane businesses?
No. While our offices are located Palm Beach on the Gold Coast and in Brookwater we look after clients across the Gold Coast, Brisbane, Ipswich, Logan, interstate and even internationally. Thanks to modern technology and cloud accounting, we can work with you wherever you are.
WHY US
WHY BUSINESS OWNERS CHOOSE BISCOSGROVE
Locals since 1997
29 years looking after businesses across the Gold Coast, Brisbane and Ipswich.
More than active 2,000 clients
We've seen most business problems before, and we know what fixes them.
Xero Gold Partner
Your numbers are live, accurate and readily available.
Qualified and registered
Tax Practitioners Board registered, CPA members, FAAA and SMSFA certified.
Everything under one roof
Accounting, financial planning and SMSF, so your business and personal finances travel in the same direction.
No jargon
No technical industry jargon or lectures. Just clear, expert advice you can trust.
NEED MORE HANDS ON SUPPORT?
If you want ongoing, senior-level financial guidance without the cost of a full-time hire, take a look at our Virtual CFO services.
